We’ve all seen those ads for debt consolidation which promise to make you debt-free in a matter of hours. Too good to be true? You be the judge.

Debt is the enemy from which we must free ourselves, if we intend to live lives that are more than just survival. Declare your financial independence today!

Michael Jackson made lots of money from his music and his investments, but he spent even more. Could Michael’s battle with his non-stop debt have finally ended his life?

Going to school and getting your degree are some of the greatest joys in life. Unfortunately, those joys usually come with the cost of student loans. Can you avoid taking on debt before you are even earning money?

Credit card interest bites. Not only do you have a huge a huge chunk of cash to pay off, but you are penalized for not paying it off quickly. If you are paying only the minimum balance due, credit card interest can completely eat your monthly payment, then come back next month for more. However, there is one way you can reduce interest charges- without adding a single extra penny to your monthly payment.

If you are mired in debt, with no idea of where to turn to or what to do, there is help on the horizon. Your Money and Debt is starting a series of debt-related articles that tell you the ways in which you can reduce or even eliminate your debt so as to avoid bankruptcy. However, if you are headed towards bankruptcy, there will be articles to help you through that process too.