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	<title>Your Money and Debt</title>
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	<link>http://www.yourmoneyanddebt.com</link>
	<description>Your guide to financial freedom</description>
	<lastBuildDate>Wed, 16 May 2012 16:06:30 +0000</lastBuildDate>
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		<title>What You Need to Know About Credit</title>
		<link>http://www.yourmoneyanddebt.com/what-you-need-to-know-about-credit/</link>
		<comments>http://www.yourmoneyanddebt.com/what-you-need-to-know-about-credit/#comments</comments>
		<pubDate>Wed, 16 May 2012 16:05:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[Money and Debt]]></category>
		<category><![CDATA[credit bills]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit history]]></category>

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		<description><![CDATA[Your credit allows you to obtain mortgages, car loans, etc. However, if you let your credit rating slip, you could face high interest rates or rejection of your loan application. Here's some basic advice on keeping your credit rating up and paying off the debts you may already owe. ]]></description>
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		</item>
		<item>
		<title>Why buy from local businesses? Here are some great reasons</title>
		<link>http://www.yourmoneyanddebt.com/why-buy-from-local-businesses-here-are-some-great-reasons/</link>
		<comments>http://www.yourmoneyanddebt.com/why-buy-from-local-businesses-here-are-some-great-reasons/#comments</comments>
		<pubDate>Thu, 10 May 2012 03:56:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Jobs]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[local business]]></category>
		<category><![CDATA[local economy]]></category>

		<guid isPermaLink="false">http://www.yourmoneyanddebt.com/?p=2429</guid>
		<description><![CDATA[Source: eLocal.com &#160;]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>$1 Trillion in Student Loan Debt</title>
		<link>http://www.yourmoneyanddebt.com/1-trillion-in-student-loan-debt/</link>
		<comments>http://www.yourmoneyanddebt.com/1-trillion-in-student-loan-debt/#comments</comments>
		<pubDate>Mon, 07 May 2012 16:30:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[college]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Student loans]]></category>
		<category><![CDATA[federal student loan]]></category>
		<category><![CDATA[Stafford loans]]></category>
		<category><![CDATA[student loan]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[student loan default]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://www.yourmoneyanddebt.com/?p=2417</guid>
		<description><![CDATA[Student loan debt is now estimated to be $1 trillion. Many students are still unemployed even 5-6 years post-graduation and see no way to make their payments. Others are simply burning their student loan bills.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are you looking to start your own franchise?</title>
		<link>http://www.yourmoneyanddebt.com/are-you-looking-to-start-your-own-franchise/</link>
		<comments>http://www.yourmoneyanddebt.com/are-you-looking-to-start-your-own-franchise/#comments</comments>
		<pubDate>Tue, 01 May 2012 03:08:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[how to make money]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[Jobs]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Money and Debt]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[franchise]]></category>
		<category><![CDATA[franchiseclique]]></category>

		<guid isPermaLink="false">http://www.yourmoneyanddebt.com/?p=2387</guid>
		<description><![CDATA[Franchises allow you to learn about running a business without exposing you to the high risk of starting your own business.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Why Lottery Winners Don&#8217;t Prosper</title>
		<link>http://www.yourmoneyanddebt.com/why-lottery-winners-dont-prosper/</link>
		<comments>http://www.yourmoneyanddebt.com/why-lottery-winners-dont-prosper/#comments</comments>
		<pubDate>Sat, 21 Apr 2012 18:25:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[bankrupcy]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[going broke]]></category>
		<category><![CDATA[lottery]]></category>
		<category><![CDATA[lottery winners]]></category>

		<guid isPermaLink="false">http://www.yourmoneyanddebt.com/?p=2374</guid>
		<description><![CDATA[Lottery winners often go bust in just a few short years after winning it big. What gives, and what can we learn from their mistakes?]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>My Money Issues with Long-Term Care and Nursing Homes, Part II</title>
		<link>http://www.yourmoneyanddebt.com/my-money-issues-with-long-term-care-and-nursing-homes-part-ii/</link>
		<comments>http://www.yourmoneyanddebt.com/my-money-issues-with-long-term-care-and-nursing-homes-part-ii/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 16:42:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[long-term care]]></category>
		<category><![CDATA[Money and Debt]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[assisted living]]></category>
		<category><![CDATA[cost of long-term care]]></category>
		<category><![CDATA[home health care]]></category>
		<category><![CDATA[nursing care costs]]></category>
		<category><![CDATA[nursing homes]]></category>

		<guid isPermaLink="false">http://www.yourmoneyanddebt.com/?p=2339</guid>
		<description><![CDATA[Finding adequate long-term care is a frustrating and financially draining experience. Here is an excerpt of my own journey towards finding long-term care for my mother, who suffers from dementia.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Frugality is Hip, even Chic</title>
		<link>http://www.yourmoneyanddebt.com/frugality-is-hip/</link>
		<comments>http://www.yourmoneyanddebt.com/frugality-is-hip/#comments</comments>
		<pubDate>Tue, 20 Mar 2012 15:39:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Money and Debt]]></category>
		<category><![CDATA[frugality]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[thrift]]></category>

		<guid isPermaLink="false">http://www.yourmoneyanddebt.com/?p=2325</guid>
		<description><![CDATA[People used to brag about how much they spent on hotels, cars, clothes and vacations. Not anymore. Frugality is making a fast comeback and is even being viewed as hip.]]></description>
		<wfw:commentRss>http://www.yourmoneyanddebt.com/frugality-is-hip/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How I Avoid Paying for Cable or Satellite TV</title>
		<link>http://www.yourmoneyanddebt.com/how-i-avoid-paying-for-cable-or-satellite-tv/</link>
		<comments>http://www.yourmoneyanddebt.com/how-i-avoid-paying-for-cable-or-satellite-tv/#comments</comments>
		<pubDate>Fri, 09 Mar 2012 23:43:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money and Debt]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cable cost]]></category>
		<category><![CDATA[cable tv]]></category>
		<category><![CDATA[charter]]></category>
		<category><![CDATA[netflix]]></category>
		<category><![CDATA[roku]]></category>
		<category><![CDATA[satellite tv]]></category>

		<guid isPermaLink="false">http://www.yourmoneyanddebt.com/?p=2303</guid>
		<description><![CDATA[Want to save money on your cable or satellite TV bill, or get rid of it altogether? Here's how I refuse to pay for overpriced cable or satellite TV- yet still see my favorite movies and shows.]]></description>
		<wfw:commentRss>http://www.yourmoneyanddebt.com/how-i-avoid-paying-for-cable-or-satellite-tv/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Writer Beware: Many Online Freelance Writing Sites are a Scam!</title>
		<link>http://www.yourmoneyanddebt.com/freelance-writing-site-scam/</link>
		<comments>http://www.yourmoneyanddebt.com/freelance-writing-site-scam/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 16:50:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[how to make money]]></category>
		<category><![CDATA[Money and Debt]]></category>
		<category><![CDATA[scams]]></category>
		<category><![CDATA[work at home]]></category>
		<category><![CDATA[freelance job]]></category>
		<category><![CDATA[freelance work]]></category>
		<category><![CDATA[Freelance writing]]></category>
		<category><![CDATA[online scams]]></category>
		<category><![CDATA[online writing]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[writers wanted]]></category>

		<guid isPermaLink="false">http://www.yourmoneyanddebt.com/?p=2196</guid>
		<description><![CDATA[Looking for ways on how to make money online by freelance writing? Then DON'T even consider these online freelance writing sites! Not only do they pay next to nothing for your writing, but many also call for unethical practices.]]></description>
		<wfw:commentRss>http://www.yourmoneyanddebt.com/freelance-writing-site-scam/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>My Money Issues with Long-Term Care and Nursing Homes</title>
		<link>http://www.yourmoneyanddebt.com/my-money-issues-with-long-term-care-and-nursing-homes/</link>
		<comments>http://www.yourmoneyanddebt.com/my-money-issues-with-long-term-care-and-nursing-homes/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 21:30:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[banks]]></category>
		<category><![CDATA[long-term care]]></category>
		<category><![CDATA[Money and Debt]]></category>
		<category><![CDATA[assisted living]]></category>
		<category><![CDATA[caregivers]]></category>
		<category><![CDATA[cost of long-term care]]></category>
		<category><![CDATA[dementia]]></category>
		<category><![CDATA[nursing care costs]]></category>
		<category><![CDATA[nursing homes]]></category>

		<guid isPermaLink="false">http://www.yourmoneyanddebt.com/?p=2264</guid>
		<description><![CDATA[Long-term and nursing home care is financially and emotionally draining for all concerned. How have you dealt with this issue in your own family?]]></description>
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		<slash:comments>0</slash:comments>
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