Person-to-person (P2P) lending, also called peer-to-peer lending and social lending, is taking off. Instead of looking at a bank for a loan, you may consider a P2P loan instead. Also, if you want to make a good interest rate off of your own money, you can essentially become a bank and loan out your cash.

When finances are tight and your credit is shot, your best bet may be to obtain a payday loan (also called a cash advance). Payday loans are not for the meek of heart and they do carry a higher percentage fee, but they beat having your car repossessed in the middle of the night. Want to learn more about how payday loans work? Then click the link above.